Personalized Managed Accounts
The next level of customization in direct indexing and separately managed accounts
Direct Indexing Resource CenterWhat are Personalized Managed Accounts (PMA)?
Personalized Managed Accounts (PMA) are separately managed accounts with a complementary range of services.
Every investor’s needs and preferences are unique. And as wealth grows, so do expectations and complexity—like tax management considerations and category & theme-based restrictions. Yet the level of personalization and customization required to meet each client’s distinct goals can quickly send a practice into disarray.
That’s where Personalized Managed Accounts comes in. PMA is a distinctive solution tailored to investors’ unique and specific needs, featuring:
- Separately managed accounts
- Custom overlay services (e.g., tax management considerations and category & theme-based restrictions)
- Personalized transition management
The potential benefits of PMA
PMA gives you and your clients access to an investing approach that leverages Russell Investments’ extensive investment manager research, selection and monitoring process. This process is our trademark, forming the cornerstone of our advice to global institutional investors for more than 50 years.
But it doesn’t stop there. Now, through PMA, investors have access to the next level of a customized separate account solution that is built entirely around their unique needs. PMA lets you personalize the portfolio at the individual account and securities levels.
Take control and personalize your separately managed accounts. PMA empowers you to have:
Advanced tax management
Based on our 35+ years of innovation in tax-managed investing, a toolkit of trading and investment strategies are aimed at reducing tax impact.
Enhanced portfolio personalization
A high level of customization and flexibility is available to meet your clients' unique and complex investment needs.
Tax-efficient transition management
Our custom analysis helps you assess the tax implications of portfolio repositioning and establish an objective transition plan by utilizing a timeline or tax-budget approach.
Achieve all of this while leveraging the Russell Investments partnership to implement Personalized Managed Accounts seamlessly and with little effort on your part.
Resources Discover the power of direct indexing
Direct indexing is not just a buzzword; it’s a game-changer in the world of wealth management, and we want to ensure you’re at the forefront. Whether you’re a seasoned investing professional or just beginning your journey, we offer a wealth of knowledge to confidently navigate the direct indexing landscape.
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Explore the SMAs at the foundation of Personalized Managed Accounts
Depending on your goals and preferences, select one or a combination of our Separately Managed Accounts to form the foundation for your personalized portfolio. Then customize your portfolio with the features that best reflect your goals, circumstances and preferences.
- Direct Indexing & Equity
- Fixed Income
- Multi-Asset
Municipal & Treasury
- Personalized Municipal Ladder 1–5 Year SMA
- Personalized Municipal Ladder 1–10 Year SMA
- Personalized Treasury Ladder 1–5 Year SMA
- Personalized Treasury Ladder 1–10 Year SMA
Core Allocation
- Personalized 60/40 DI Core Allocation SMA
- Personalized 70/30 DI Core Allocation SMA
- Personalized 60/40 Core Allocation SMA
- Personalized 70/30 Core Allocation SMA
PMA gives you flexibility and choice
Add custom overlay and exclusion services: These can be added to your Personalized Separately Managed Accounts to provide a truly active approach offering flexibility and a higher level of customization.
Custom-design your portfolio. Build around your needs.
Category restrictions
You have beliefs, such as values-based preferences, that may lean you toward or away from specific types of companies. With Personalized Managed Accounts, you can restrict purchases to those stocks, industries and categories in your customized portfolio.
Individual stock restrictions
You own restricted stock or equity options. Personalized Managed Accounts allows you to limit additional ownership in the company or industry.
Custom portfolio transitions
You have a concentrated stock position with a low-cost basis and want to avoid triggering significant capital gains if you sold it. With Personalized Managed Accounts you can build around this position or transition out of it over time while minimizing the tax.
Here's how we can help you maximize your after tax wealth. Tax-managed overlay services provide:
Centralized management
- Trading
- Implementation
Year-around tax management
- Tax-loss harvesting
- Wash sale minimization
- Tax smart turnover
- Holding period
Dedicated team
- Investment professionals focused on potentially maximizing your after-tax outcome
This overlay draws from our complete toolkit of active tax-management strategies.